The Madji Wrote:
> soodum Wrote:
>
>
> > Apparently judgements and defaults are going to
> be
> > removed immediately once a debt is
> > settled ,no more going to court
>
>
> That is a good rule... the old idea was a load of
> shyte
>
> @James Blond.... If the collecting agency or
> creditor can show that they attempted to collect
> on the debt in those three years the debt is still
> valid. So a simple recorded or logged phone call
> to the debtor or debtors family once a year is
> sufficient to keep the debt open.
Hi spoke to my lawyer this morning about this matter because I want to be clear about it
he said
1) if you have not made a payment toward the debt for 3 years and
2) they must get court summons
they can phone as many times as they like if they do not take legal action re above and you did not make any payments the debt will not be collect able after 3 years
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